Maria Chernetska
Annual Percentage Rate (APR): What It Means and How It Works?
Annual percentage rate (APR) refers to the yearly interest generated by a sum that's charged to borrowers or paid to investors.
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Maria Chernetska
- Feb 10
- 6 min
Earnest Money: What It Is and How Much It Is in Real Estate?
Earnest money is a deposit made to a seller that represents a buyer's good faith to make a purchase such as the acquisition of a new home.
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Maria Chernetska
- Feb 9
- 3 min
What is a concession?
A concession is an incentive or discount offered during a real estate transaction.
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Maria Chernetska
- Feb 8
- 3 min
What is the factors Affecting Vacancy Rate?
There are a number of factors affecting how often and how long a property is vacant.
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Maria Chernetska
- Feb 7
- 4 min
What is Vacancy Rate and How Should You Calculate It?
A common mistake beginner rental property investors make is ball parking the vacancy rate.
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Maria Chernetska
- Feb 3
- 3 min
How To Figure Out What Your Multifamily Property Is Worth?
Have you ever wondered how to value your commercial multifamily property?
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Maria Chernetska
- Feb 2
- 2 min
What is NOI?
Net Operating Income (NOI) is the actual or expected net income after operating expenses are deducted from effective gross income.
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Maria Chernetska
- Feb 1
- 14 min
What is Investment Calculations?
Looking for a one-stop shop to all of the basic real estate investing calculations you’ll ever need? Then you’re in the right place!
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Maria Chernetska
- Jan 31
- 5 min
What Is ROI On Real Estate Investments And How Do I Calculate It?
ROI is a powerful tool that can be used to increase the chance of a profitable investment.
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Maria Chernetska
- Jan 30
- 5 min
What Should Clients Look For in an Appraisal Report?
Their language is characterized by highly specialized (and sometimes unfamiliar) terminology and legalese.
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Maria Chernetska
- Jan 27
- 3 min
What Information Determines the Report?
Recent sales of similar properties in the area
Current condition of the property
The neighborhood and its impact on value
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Maria Chernetska
- Jan 26
- 5 min
What is a Purchase and Sale Agreement?
A purchase and sale agreement is a legally binding document that parties in a transaction use to stipulate the terms and conditions .
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Maria Chernetska
- Jan 25
- 3 min
How to write an offer letter for a house?
Offer price isn’t the only factor sellers consider when choosing an offer. Knowing who is buying their home is just as important to some. Th
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Maria Chernetska
- Jan 24
- 3 min
How accurate is a loan estimate?
Although it’s just an estimate, the Loan Estimate is very often a reasonable approximation of what your loan will cost.
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Maria Chernetska
- Jan 23
- 4 min
How to read a mortgage Loan Estimate?
A Loan Estimate — formerly called a “Good Faith Estimate” — is the most important document you’ll look at when you shop for a mortgage.
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Maria Chernetska
- Jan 22
- 4 min
Mortgage Preapprovals Vs. Prequalifications: Which Should You Get?
As you prepare to apply for a mortgage, you’ll come across terms like “prequalification” and “preapproval.”
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Maria Chernetska
- Jan 21
- 3 min
What Is a Credit Report and What Is on It?
Your credit reports are important pieces of financial information that help lenders measure your level of credit risk.
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Maria Chernetska
- Jan 20
- 4 min
What is Equity vs. Debt Investments for Real Estate Crowdfunding?
Investing in real estate through a crowdfunding platform has certain advantages over REITs or direct ownership of property.
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Maria Chernetska
- Jan 19
- 5 min
Proof of Employment: What It Is and How To Get It?
Proof of employment is a big part of getting a mortgage.
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Maria Chernetska
- Jan 18
- 10 min
What documents do I need to buy a house in USA?
From copies of tax forms to income verification, your head might be swimming keeping track of it all.
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